

Platinum Card
American Express • Annual Fee – $895 per year
☕
Less than a coffee. Save hundreds.
That $15 credit you forgot last month? Pro reminders would've saved it.
🎁 Non-Monetary Benefits
Global Lounge Collection
Access to 1,550+ lounges including Centurion Lounges, Priority Pass Select, Delta Sky Club when flying Delta (valued $850+/year)
Hotel Elite Status
Complimentary Marriott Bonvoy Gold and Hilton Honors Gold elite status with room upgrades, bonuses, late checkout
Fine Hotels + Resorts Perks
Room upgrades when available, daily breakfast for two, $100 property credit, early check-in/late checkout
↓ Consider downgrade
0% recovered
Consider downgrading to a no-fee card.
Downgrade options
Amex Gold
You lose:
- • Centurion Lounge
- • CLEAR credit
- • Uber credits
You keep:
- • MR points
- • Dining 4x
- • Grocery 4x
Amex Green
You lose:
- • All lounge access
- • Hotel status
- • Most credits
Partner Offers
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